🇺🇸 US · Northeast
New York.
Where the housing market sits.
High-cost-of-living coastal megacity with rent-stabilized stock and a uniquely deep co-op market.
Updated 20h ago
Latest data: 2026-02-01
FRED NYXRSA · Zillow ZHVI · Census ACS
New York sits in Transitional — at least one dimension in the middle zone. Affordability scores 0/100 and momentum 43/100.
City gauges
Affordability
0
Extreme — bottom decile
0 · Most expensive100 · Most affordable
- Median price (USD)
- $715,584City-level median home price, source-specific (see below).
- Median household income (USD)
- $95,900Most recent published metro-level median household income.
- Mortgage payment burden
- 44.7%30-year amortized payment at current rates as a share of median household income.
Momentum
43
Below average
0 · Cooling/declining100 · Running hot
- Year-over-year price change
- +4.8%Latest available city-level YoY HPI delta.
- Months of supply
- —Not yet sourced for this market — see methodology.
- Days on market
- —Not yet sourced for this market — see methodology.
Regime · What the gauges say together
Transitional
Between regime quadrants — affordability and momentum mixed.
Between regime quadrants — affordability and momentum mixed.
Context
| Real price growth (3-mo annualized) | -0.41% |
| Headline mortgage rate | 6.37% |
| CPI year-over-year | 3.95% |
| Leading equity indicators (homebuilders/REITs) | -13.3% avg vs 200-day MA · breadth 0/8 |
Data sources for New York
- Case-Shiller NY component
- StreetEasy market reports
- Redfin Data Center
- NY MLS
- NAR existing home sales
Full source documentation on /data-sources.
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