🇬🇧 UK · West Midlands
Birmingham.
Where the housing market sits.
UK's actual second-largest city — HS2 connectivity narrative, ongoing regeneration projects, and a meaningful affordability gap to London.
Updated 5m ago
Latest data: 2026-07-01
HM Land Registry W Midlands · BoE · ONS ASHE
City gauges
Affordability
1
Extreme — bottom decile
0 · Most expensive100 · Most affordable
- Median price (GBP)
- £234,257City-level median home price, source-specific (see below).
- Median household income (GBP)
- £35,000Most recent published metro-level median household income.
- Mortgage payment burden
- 37.5%30-year amortized payment at current UK rates as a share of median household income.
Momentum
33
Stressed — lower quartile
0 · Cooling/declining100 · Running hot
- Year-over-year price change
- +2.5%Latest available city-level YoY HPI delta.
- Months of supply
- —Active listings divided by trailing-three-month sales pace.
- Days on market
- —Median days from listing to under contract.
Regime · What the gauges say together
Transitional
Between regime quadrants — affordability and momentum mixed.
Between regime quadrants — affordability and momentum mixed.
Context
| Real price growth (3-mo annualized) | -1.25% |
| Headline mortgage rate | 5.75% |
| CPI year-over-year | 3.24% |
| Leading equity indicators (homebuilders/REITs) | -4.4% avg vs 200-day MA · breadth 2/4 |
Data sources for Birmingham
- HM Land Registry UK HPI
- ONS CPIH and earnings
- Bank of England composite rates
Full source documentation on /data-sources.
Other cities in United Kingdom