🇨🇦 CA · Ontario
Toronto.
Where the housing market sits.
Canada's headline market — immigration-driven demand, GTA-wide supply constraints, and a famously rate-sensitive condo segment.
Updated 5m ago
Latest data: 2026-08-01
StatsCan NHPI Toronto · BoC · 2021 Census
City gauges
Affordability
12
Extreme — bottom decile
0 · Most expensive100 · Most affordable
- Median price (CAD)
- CA$1,130,000City-level median home price, source-specific (see below).
- Median household income (CAD)
- CA$89,000Most recent published metro-level median household income.
- Mortgage payment burden
- 77.8%30-year amortized payment at current CA rates as a share of median household income.
Momentum
36
Below average
0 · Cooling/declining100 · Running hot
- Year-over-year price change
- -4.3%Latest available city-level YoY HPI delta.
- Months of supply
- —Active listings divided by trailing-three-month sales pace.
- Days on market
- —Median days from listing to under contract.
Regime · What the gauges say together
Transitional
Between regime quadrants — affordability and momentum mixed.
Between regime quadrants — affordability and momentum mixed.
Context
| Real price growth (3-mo annualized) | -0.09% |
| Headline mortgage rate | 6.6% |
| CPI year-over-year | 3.03% |
| Leading equity indicators (homebuilders/REITs) | -6.4% avg vs 200-day MA · breadth 0/4 |
Data sources for Toronto
- StatCan New Housing Price Index (18-10-0205)
- StatCan CPI (18-10-0004)
- Bank of Canada Valet
Full source documentation on /data-sources.
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